≡
Fintech-grade credit dispute platform
Take control of your credit.
Generate dispute letters, organize reports, and track certified-mail workflows with complete transparency.
Upload Credit Report
Get Free Credit Report ↗
Already have an account? Log in
Sample preview
Credit Report Uploaded
3-bureau report · 12 pages
Parsed in 4 seconds
8
Negative accounts found
3
Letters generated
2
Certified mail delivered
Tradelines
Capital One Auto
Charge-off
Discover Card
Late 90 days
Synchrony Furniture
Closed
Wells Fargo Home
Current
Dispute letters
Experian
Mailed
TransUnion
Generated
Equifax
Delivered
Case timeline
Report uploaded
Items reviewed
Letters generated
Awaiting bureau response
What you can do
Everything you need to dispute credit, in one place.
Step 1 · Upload
Upload Your Report
Import credit reports from myFICO, Experian, Equifax, or AnnualCreditReport.com. We auto-parse tradelines so you can dispute in minutes — not hours.
PDF, JPG, and PNG
Auto-extracted tradelines
OCR fallback for scanned reports
Step 2 · Generate
Generate Dispute Letters
Create personalized FCRA dispute letters tailored to each bureau in minutes. Edit and approve every word before anything is mailed.
FCRA-aligned templates
Per-bureau personalization
Edit, approve, mail certified
Step 3 · Track
Track Certified Mail
Follow every dispute from mailing through bureau response. Upload responses, build a case timeline, and escalate confidently.
Certified-mail tracking
Response uploads
Case timeline + history
How CreditLift works
Five steps from upload to inbox.
1
Get Credit Report
Pull a free 3-bureau report from AnnualCreditReport.com.
Get Credit Report
2
Upload Report
Drop your PDF into CreditLift. We auto-extract every tradeline.
3
Review Tradelines
Tell us where the report came from and pick items to dispute.
4
Generate Dispute Letters
Edit personalized FCRA letters for each bureau in minutes.
5
Track Responses
Mail certified, upload bureau replies, and follow your case timeline.
Transparency
Instead of paying hundreds to a repair company every month, CreditLift gives you the tools to do it yourself.
✓
Certified mail tracking
Every dispute mailed via certified mail with delivery confirmation.
✓
Timeline management
Watch each case advance through generation, mailing, delivery, and response.
✓
Document storage
Every letter, response, and report archived in one secure place.
✓
Response uploads
Add bureau responses and keep your case file complete.
✓
Case history
A permanent record you control, exportable any time.
✓
No long-term contracts
Pay once a year — or cancel any time. No surprise renewals.
Ready to improve your credit?
Upload Credit Report
Get Credit Report ↗
Already have an account? Log in
Product
Upload Report
Get Free Credit Report
Pricing
Learn
FAQ
Help Center
Terms
Privacy
Account
Log In
Sign Up
Support
CreditLift is a self-service document and mailing tool. We do not provide legal advice or credit-repair services. Results vary; outcomes are not guaranteed.
© 2026 CreditLift · v3.0.0-fintech-homepage-refresh